Q.1 What is your primary objective for investing?

• Protect my capital, even if this means accepting lower returns.
• Preserve most of my capital while earning reasonable returns.
• Balance capital preservation with long-term wealth creation
• Build substantial wealth over the long term, while accepting significant market fluctuations.
• Maximise long-term wealth creation, even if this involves substantial volatility and temporary losses.

Q.2 What is your expected investment horizon for the majority of the money being invested?

• Less than 3 years
• 3-5 years
• 5-7 years
• 7-10 years
• More than 10 years

Q.3 If your investment portfolio declined by 10% during a market correction, what would you most likely do?

• Sell most of my investments to prevent further losses.
• Reduce my investment exposure until markets stabilise.
• Hold my investments and wait for markets to recover.
• Continue investing according to my long-term investment plan.
• Invest additional money to take advantage of lower market prices.

Q.4 If your equity portfolio temporarily declined by approximately 20%, how would you react?

• I would be extremely uncomfortable and would probably exit my investments.
• I would be uncomfortable and consider reducing my equity exposure.
• I would be concerned but would generally remain invested.
• I would accept the decline as part of long-term equity investing.
• I would be comfortable with the decline and may consider increasing my investment.

Q.5 Which investment approach would you generally be most comfortable with?

• Low volatility and capital protection, even if returns are relatively low.
• Predominantly stable investments with limited exposure to growth assets.
• A balanced portfolio combining growth and stability.
• A predominantly growth-oriented portfolio with significant equity exposure.
• A highly equity-oriented portfolio focused on maximising long-term growth.

Q.6 How important is avoiding short-term losses to you?

• Extremely important. I do not want my investments to decline.
• Very important, although I understand that some fluctuations are unavoidable.
• Moderately important. I can accept some short-term losses.
• Not very important if my long-term investment objectives remain on track.
• Short-term losses are acceptable if they provide the potential for significantly higher long-term returns.

Q.7 If equity markets remained volatile or underperformed for 2-3 years, what would you most likely do?

• Exit equity investments and move to safer investments.
• Reduce my equity exposure.
• Maintain my existing allocation and wait for recovery.
• Continue investing and remain focused on my long-term goals.
• Increase my equity allocation and invest more during the downturn.

Q.8 What proportion of your investible assets can remain invested for the long term without being required for regular expenses or near-term commitments?

• Less than 25%
• 25%-40%
• 40%-60%
• 60%-75%
• More than 75%

Q.9 Which statement best describes your experience and comfort with equity investments?

• I have very limited experience and prefer investments with minimal fluctuations.
• I have some experience but prefer relatively stable investments.
• I understand equity investments and am comfortable with moderate fluctuations.
• I am experienced with equity investing and comfortable with substantial market fluctuations.
• I am highly comfortable with equity investing, including significant market corrections and periods of substantial volatility.

Q.10 10. If you were investing for a period of 10 years or more, which approach would you prefer?

• Lower potential returns with a high degree of stability.
• Moderate potential returns with relatively low volatility.
• A balance between growth and stability.
• Higher potential returns with significant short-term volatility.
• Maximum potential long-term growth with the possibility of substantial short-term losses.

Risk Form